CRGB Officers' Organisation

One for All and All for One


Phishing Scam Targets PNB ?

Posted by drgorg on February 12, 2010 at 12:53 PM



It has come to notice that, The Punjab Nationa Bank's site has been recently target of phishing scam,.

What's PHISHING actually ? well, In the field of computer security, phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication. Communications purporting to be from popular social web sites, auction sites, online payment processors or IT administrators are commonly used to lure the unsuspecting public.


So, for our readers, who want it in clearer terms- we would put it like this --Criminals create duplicate sites of, virtually any, usually, financial Institutions Auction and Online payment sites with a slightly different web address and lure the web user to somehow or anyhow to reach those sites, and dupe them in putting in their Password, PIN, Account information, Credit Card details etc etc., later these information are used to defraud and cheat the innocent surfer who had put in their informations.


Now, the PNB (Punjab National Bank) is not the first or the only Indian Bank which has been the target of phishing scam, the resemblance of the phishing site with the PNB's Original site is reported to be remarkable and scale of attack was immence. However, when the Bank learnt about this, they immediately put on an alert for their Net Banking Users, More information can be read on the PNBs official site by clicking the following link-

So? So,  we would like to alert our readers to be very skepital of email purported to be from BANKs and other Institutions which require you to put in password and account information, and be very very cautious and alert when using the net banking, making any purchase or making any payments online. Phishing is typically carried out by e-mail or instant messaging and it often directs users to enter details at a fake website whose look and feel are almost identical to the legitimate one. to vaoid falling in trap you can observe following precautions-

  1. Keep your User-id and passwords secret.
  2. Select password which is difficult to guess.
  3.  Do not write or disclose your passwords even to officials of the Bank.
  4. Destroy the password mailer (envelope) after changing the passwords,
  5. Change passwords periodically.
  6. Use virtual keyboard shown on the screen, to enter passwords.
  7. Avoid accessing your Bank's Internet Banking from Cyber-cafes or shared networks
  8. Protect your computer with adequate anti-virus solutions.

And last but not the least, Any Bank will not ask its customers to reveal or sent their information or passwords, specially through email, so NEVER-- Never follow any link to Ineternet Banking or Net Banking, received in your EMAIL.Dont ever click any such links received in emails or during CHAT.


The entire purpose of writing this much is to make our readers aware of the pros and cons of the facilities they are availing, if this could save even a single surfer from falling in to the trap, it has served its purpose.


Untill next time till we meet again with another issue to discuss, keep reading :D, and posting  ( as if anyone really reads all this and then comments..:lol:


Wishing you all a very wonderful time ahead



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